“Take Control of your Business Payments with
our World-Class Solutions”
At UHD-Global, we understand the importance of hassle-free payment processing. That’s why we offer a suite of payment solutions that are designed to simplify your payment process and enhance your business operations.
Trusted by the world’s most ambitious companies
Services
“Navigate Local and Global Payments with Precision—” Our Solutions Fit Your Business.”
Our payment solutions can be easily integrated with your website, online store, or mobile app, allowing you to accept payments seamlessly.

Industry Expertise
With over 25 years of experience across North America, LATAM, the Caribbean and European Union our dedicated team brings a wealth of experience to the table, equipping your business with reliable, secure payment solutions globally.

Optimize Payments
We work closely with you to understand your payment goals and how they can be achieved. By combining innovative technology with strategic partnerships, we tailor our payment and transfer services to meet your unique needs, ensuring seamless financial operations.

International Business Expansion
Navigate new markets with ease—our global network and local insights ensure smooth expansion into any region worldwide, overcoming operational, language and regulatory challenges. Partner with us to take your business global.
PAYOUTS
Real-Time & Traditional Bank Transfers
Offer your clients powerful ways to send money to individuals or businesses, with speed and flexibility
Real-time
FedNow Instant Payments
24/7/365 real-time payments directly to U.S. bank accounts
Funds settle in seconds
Ideal for urgent disbursements (loans, insurance, payroll)
Supports payment confirmation and instant availability
Instant
RTP (Real-Time Payments) Network
Real-time bank-to-bank transfers supported by major U.S. banks
Immediate settlement with confirmation
Up to $1M per transaction (bank-dependent)
Secure and trackable — great for business payments and gig workers
Cost-effective
Same-Day & Next-Day ACH Transfers
Cost-effective and widely adopted method
Send funds directly to U.S. bank accounts via routing/account number
Same-day option available for faster settlement
Ideal for batch payments like payroll, commissions, or vendor payouts
High-value
Wires (Domestic & International)
Send high-value payments with full traceability
Same-day or next-business-day delivery (depending on cutoff)
Domestic and SWIFT-based international wires supported
Smartest
Smart Routing Logic
Automatically select the fastest and most cost-effective rail per transaction, based on:
Bank eligibility (FedNow vs RTP)
Amount thresholds (e.g. under $1,000 = RTP, over $10K = wire)
Speed preference (real-time vs. low-cost ACH)
All-time
Use Cases
Real-time contractor or gig economy payouts
Payroll disbursement (instant or scheduled)
Loan disbursements or settlements
High-value vendor or partner payments
Urgent insurance claims or refunds
Many other use cases
BANK ACCOUNT SERVICES
Smart Financial Infrastructure for Your Platform
Give your users modern banking capabilities with full compliance, flexibility, and automation
Features and Benefits
Named Bank Accounts (Virtual Accounts)
Instantly create unique bank account numbers (routing + account) per user or business
- Accounts are issued in the name of the user/business
- Accept incoming ACH, wire, RTP, and FedNow deposits
- Use accounts to route payouts or collect funds securely
Ideal for:
Platforms
Marketplaces
Fintech Apps
MSB’s BPO’s
Agencies
multiple more
FBO (For-Benefit-Of) Accounts
Compliant structure where a master account holds sub-accounts “for the benefit of” end users
- You (the platform) maintain legal control; users receive full functional benefit
- Enables faster onboarding and simplified compliance
- Often used for: Lending, investing, gig platforms, neobanks
Often used for:
Lending
investing
gig platforms
neobanks
Digital Wallet Balances
- Track user balances on your platform (stored value wallets)
- Fund wallets via ACH, RTP, or wire
Allow users to:
Send money
Receive funds
Move to/from linked bank accounts
Real-time balance management via API
Bank Account Linking & Verification
Link accounts via:
- Plaid OAuth login
- Micro-deposit verification
- Store tokens for recurring debits/payouts
- Validate account ownership and prevent frau
KYC/KYB & Compliance Services
Individual onboarding (KYC):
Name
DOB
SSN
address
Business onboarding (KYB):
EIN
UBO
business documents
AML screening
OFAC lists
watchlist checks
Support for U.S. regulatory compliance
Virtual Cards (Visa/Mastercard)
Instantly issue virtual debit cards to users
Cards can be:
- Linked to wallet balances or bank accounts
- Used for online purchases or expense management
- Spend limits, merchant controls, and card lifecycle controls available via API
Ideal for:
Expense management
Marketplace sellers
Gig economy disbursements
What they say about us
@jenny · December 15, 2023
UHD Global- UTek has been a game-changer for our business. Their payment management system has streamlined our payment processing, and their reporting system has given us greater insight into our payment data.
@phoenix · May 21, 2024
Thanks to UHD Global- UTek, we've been able to reduce our payment processing costs and improve our cash flow. Their platform is easy to use and provides us with the flexibility we need to manage payments effectively.
@baker · January 10, 2025
I highly recommend UHD Global- UTek to any business looking for a reliable payment management solution. Their system is secure, customizable, and provides great value for money.
@drew · August 30, 2025
UHD Global- UTek has completely transformed the way we handle payments. The platform is easy to use and has saved us a lot of time and money.